Refinance on better terms
Reduce your monthly payment, pay off sooner, or turn equity into cash.
Reasons to refinance
Lower the rate
Cut your monthly payment if rates have fallen since you closed.
Shorten the term
Move from 30 to 15 years and save materially on total interest.
Cash out
Use built-up equity for renovations, tuition or consolidation.
5.99%
Refinance rate, from
$0
Application fee
21
Average days to close
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